JAMMU AND KASHMIR BANK IFSC CODE SMM RAMNAGAR UDHAMPUR

Bank Name	JAMMU AND KASHMIR BANK LIMITED
State	JAMMU AND KASHMIR
District	UDHAMPUR
Branch	SMM RAMNAGAR
IFSC	JAKA0RAMNAM used in NEFT and RTGS fund tramsfer
MICR	182051026
Address	KULWANT ROAD, TEHSIL-RAMNAGAR
Contact	9858144331

JAMMU AND KASHMIR BANK IFSC, MICR, Address in JAMMU AND KASHMIR, UDHAMPUR District, SMM RAMNAGAR Branch

The Indian Financial System Code (IFSC) is an 11-digit alphanumeric code that uniquely identifies a bank branch participating in the National Electronic Funds Transfer (NEFT) and Real Time Gross Settlement (RTGS) systems. It is assigned by the Reserve Bank of India (RBI) to every bank branch that handles these transactions.

What is the IFSC Code of JAMMU AND KASHMIR BANK SMM RAMNAGAR Branch?

The IFSC code of JAMMU AND KASHMIR BANK SMM RAMNAGAR Branch is JAKA0RAMNAM. Here is the breakdown of the code:

The first four characters (JAKA) represent the bank code for JAMMU AND KASHMIR BANK.
The fifth character is always zero (0), reserved for future use.
The last six characters (RAMNAM) identify the specific branch of the bank

How to Find the IFSC Code of JAMMU AND KASHMIR BANK SMM RAMNAGAR Branch?

There are several ways to find the IFSC code of JAMMU AND KASHMIR BANK SMM RAMNAGAR Branch:

Visit the official website of JAMMU AND KASHMIR BANK and search for the IFSC code using the branch locator tool.
Check your JAMMU AND KASHMIR BANK passbook or account statement, where the IFSC code of the branch is usually printed.
Contact the customer care of JAMMU AND KASHMIR BANK and ask for the IFSC code of the SMM RAMNAGAR branch.

Why is the IFSC Code of JAMMU AND KASHMIR BANK SMM RAMNAGAR Branch Important?

The IFSC code of JAMMU AND KASHMIR BANK SMM RAMNAGAR Branch is crucial for making electronic fund transfers, including NEFT, RTGS, and IMPS. The code ensures that the funds are transferred to the correct branch of the bank and the right account holder. Without the IFSC code, the transaction may be delayed or even fail.

Frequently Asked Questions

Here are some frequently asked questions about the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code:

What is an IFSC code?

An IFSC code (Indian Financial System Code) is a unique 11-digit alphanumeric code that identifies a particular bank branch participating in the NEFT (National Electronic Funds Transfer) system in India.

How many characters are there in the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code?

The JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code consists of 11 characters

What is the format of the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code?

The format of the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code is as follows: JAKAXXXXXXX, where the first four characters represent the bank code, the fifth character is a zero, and the last six characters identify the branch

Why is the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code important?

The JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code is important because it is used to transfer funds between banks through the NEFT system. Without the correct IFSC code, your transaction may fail, and your funds may not reach the intended recipient

How can I find the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code?

You can find the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code on the official JAMMU AND KASHMIR BANK website, on your bank account passbook, cheque book, or account statement

Can I transfer funds using the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code?

Yes, you can transfer funds using the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code through the NEFT system. You need to log in to your online banking account, select the NEFT transfer option, enter the beneficiary's details, including their bank account number and IFSC code, and authorize the transaction.

Is it safe to use the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code for online transactions?

Yes, it is safe to use the JAMMU AND KASHMIR BANK SMM RAMNAGAR branch IFSC code for online transactions. The NEFT system is a secure and reliable way to transfer funds between banks.